A personal guaranty from a principal owner is required on every account. The full guaranty text is below and in your PDF copy.
For value received and to induce ERXD to extend credit to Applicant (as defined above), the undersigned Guarantor irrevocably and unconditionally guarantees the prompt payment and performance of all present and future obligations of Applicant to ERXD (the "Guaranteed Obligations"), up to the Maximum Credit stated above. This is a guaranty of payment and not merely of collection. Guarantor agrees that ERXD may require immediate payment from Guarantor without first pursuing Applicant or any collateral. Guarantor further agrees to pay all reasonable costs of collection and enforcement, including attorneys' fees. By signing below, Guarantor hereby waives: (a) notice of acceptance of this guaranty, credit extensions, renewals or modifications; (b) presentment, demand, protest, and all other notices; (c) any defenses based on the enforceability of Applicant's obligations or the impairment or release of collateral; and (d) all rights of subrogation, reimbursement, or contribution until all Guaranteed Obligations are fully paid. This guaranty is continuing, remains in effect until revoked in writing as to future credit only, and shall become immediately due if Guarantor or Applicant becomes insolvent or files for bankruptcy. The records of ERXD shall be prima facie evidence of the amounts owed. No amendment or waiver is effective unless in a signed writing by ERXD. This Continuing Guaranty is binding upon Guarantor, and his/her heirs, executors, successors and assigns and shall benefit ERXD and ERXD's successors, endorsees, transferees and assigns. All references to ERXD and Guarantor herein shall include their respective successors and assigns.
The undersigned Guarantor acknowledges and agrees that the prevailing party in any proceeding to enforce this Guaranty or to resolve any dispute hereunder will be entitled to recover its costs of enforcement and collection, including without limitation attorneys' fees and collection agency fees from the other party.
Your SSN and license images go only into the signed application delivered to our credit team — the website keeps the last four digits of the SSN and nothing else.